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Mobile Banking

 
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Florence



Joined: 15 Mar 2025
Posts: 447

PostPosted: Mon Mar 02, 26 11:07 am    Post subject: Mobile Banking Reply with quote
    

Maybe I'm old fashioned but the idea of an app based bank account like Monzo or Starling would scare the life out of me.

I don't trust my mobile phone to be a reliable friend when it comes to banking. Maybe that's just because I'm still catching up with using the darned thing for more than phone calls, text, some pictures and WhatsApp.

There are times when a computer has advantages. I do online banking and only sometimes go to annoy the branch to apply for something major but that won't be a lot of things as there are often better offers for home insurance and such elsewhere.

Last edited by Florence on Wed Mar 04, 26 12:15 pm; edited 1 time in total

Hairyloon



Joined: 20 Nov 2008
Posts: 15507
Location: Today I are mostly being in Yorkshire.
PostPosted: Tue Mar 03, 26 5:46 pm    Post subject: Reply with quote
    

Phones are just too easily lost or stolen for me to want to bank on them.

Florence



Joined: 15 Mar 2025
Posts: 447

PostPosted: Tue Mar 03, 26 6:07 pm    Post subject: Reply with quote
    

Nail on head Hairyloon

Florence



Joined: 15 Mar 2025
Posts: 447

PostPosted: Wed Mar 04, 26 12:14 pm    Post subject: Reply with quote
    

Of course, there's the no signal, run out of charge, bank system down and nowhere to go.

There are odd times when I do need to see a real person. But this is even getting less and less possible.

Mistress Rose



Joined: 21 Jul 2011
Posts: 16980

PostPosted: Wed Mar 04, 26 6:13 pm    Post subject: Reply with quote
    

Agree Florence. I am not altogether happy with online banking, but sometimes that is the cheapest or only option. It is useful to have someone to go to discuss things with; even over the phone isn't the same as being able to go into a branch and really discuss something.

Florence



Joined: 15 Mar 2025
Posts: 447

PostPosted: Fri Mar 06, 26 8:57 am    Post subject: Reply with quote
    

You can find a bank branch within a 100 mile radius?

gz



Joined: 23 Jan 2009
Posts: 9587
Location: Ayrshire, Scotland
PostPosted: Fri Mar 06, 26 11:47 am    Post subject: Reply with quote
    

I have one bank 10 miles away (Nationwide) and the other 40+ miles (Co-op..that used to have proper local branches like Nationwide)

Mistress Rose



Joined: 21 Jul 2011
Posts: 16980

PostPosted: Fri Mar 06, 26 9:28 pm    Post subject: Reply with quote
    

Think you can do quite a lot of banking with Coop at your local branch, but can't really talk to someone about any problems I suppose.

gz



Joined: 23 Jan 2009
Posts: 9587
Location: Ayrshire, Scotland
PostPosted: Mon Mar 09, 26 9:51 am    Post subject: Reply with quote
    

I only use Coop as an emergency extra as they are so far away, Their website isn't the easiest to access either.
Can't fault Nationwide for ease of access whether local, online or phone.

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